1

INTRODUCTION

1.1

This page covers the terms of use (“Terms of Use”) on which you may make use of our website www.strategictalk.com (“site”), whether as a guest or a registered member. Please read these Terms of Use carefully before you start to use the site. By using our site, you indicate that you accept these Terms of Use and that you agree to abide by them. If you do not agree to these Terms of Use, please refrain from using our site.

2

INFORMATION ABOUT US

2.1

Our site is operated by StrategicTalk ("we", “our”, “us”).

3

ACCESSING OUR SITE

3.1

Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period.

3.2

From time to time, we may restrict access to some parts of our site, or our entire site, to users who have registered with us.

3.3

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms of Use.

3.4

You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these Terms of Use, and that they comply with them.

4

INTELLECTUAL PROPERTY RIGHTS

4.1

For the purposes of these Terms of Use, “intellectual property” means patents, inventions, know how, trade secrets and other confidential information, registered designs, copyrights, database rights, design rights, rights affording equivalent protection to copyright, database rights and design rights, semiconductor topography rights, trade marks, service marks, logos, domain names, business names, trade names, moral rights, and all registrations or applications to register any of the aforesaid items, rights in the nature of any of the aforesaid items in any country or jurisdiction, rights in the nature of unfair competition rights and rights to sue for passing off.

4.3

We are the owner or the licensee of all intellectual property rights in our site and in the material published on it. (The intellectual property rights for some published materail on our site belong to our approved content provider). Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

4.4

You may print off one copy, and may download free material, of any page(s) from our site for your personal reference and you may draw the attention of others to material posted on our site.

4.5

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

4.6

Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.

4.7

You must not use any part of the materials on our site for commercial purposes without obtaining written permission from us or our contributors.

4.8

You must not share any downloaded materials from our site (paid or unpaid) with any other third parties without written persmission from us.

4.9

If you print off, copy or download any part of our site in breach of these Terms of Use of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

5

RELIANCE ON INFORMATION POSTED

5.1

Commentary and other materials posted on our site are not intended to amount to advice on which reliance should be placed. We will try to ensure that information and content on the site is accurate but please note that all information and content on the site is provided on an “as is” basis and you assume total responsibility and risk for your use of information and content on the site. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our site, or by anyone who may be informed of any of its contents.

6

Refund Policy

6.1

We stand behind our products and your satisfaction with them is important to us. However, as we are offering non-tangible irrevocable goods and our products are digital products delivered via Internet download we generally offer no refunds once the order is accomplished and the product is ready for download. As a customer you are responsible for understanding this upon purchasing any item at our site. However, if you face any difficulty in downloading or opening our E-material, please feel free to contact us for technical support.

7

LIABILITY

7.1

The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy.

7.2

Nothing in these Terms of Use excludes or limits liability for death or personal injury caused by negligence or fraudulent misrepresentation.

7.3

Subject to clause 7.2, any indemnities, warranties, terms and conditions (whether express or implied) are hereby excluded to the fullest extent permitted by law.

7.4

Subject to clause 7.2, we will not be liable, in contract, tort (including, without limitation, negligence), pre-contract or other representations (other than fraudulent on negligent misrepresentations) or otherwise out of or in connection with these Terms of Use for any: (i) direct, indirect or consequential loss or damage incurred by you in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it; or (ii) economic losses (including without limitation loss of revenues, data, profits, contracts, business or anticipated savings); or (iii) loss of goodwill or reputation; or (iv) special or indirect losses; or (iv) any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable suffered or incurred by you arising out of or in connection with these Terms of Use.

8

INFORMATION ABOUT YOU AND YOUR VISITS TO OUR SITE

8.1

We process information about you in accordance with our privacy policy. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

9

TRANSACTIONS CONCLUDED THROUGH OUR SITE

9.1

[Delegate registrations] concluded through our site are governed by our delegate terms and conditions.

10

VIRUSES, HACKING AND OTHER OFFENCES

10.1

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

10.2

By breaching this provision, you might commit a criminal offence. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

10.3

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

12

LINKS FROM AND TO OUR SITE

12.1

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

12.2

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any website that is not owned by you. Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice.

13

Delivery Policy

13.1

Upon receipt of your order, you will either be prompted to begin your download immediately or you will receive
an e-mail from us with instructions to complete your download. If you are prompted to begin your download
immediately, your completion of the download will constitute delivery to you of the item(s) you purchased. If
you receive an e-mail from us with instructions to complete your download, the receipt by you of the e-mail will
constitute delivery by us to you of the item(s) you purchased. In case you are unable to download the item(s)
you purchase or you do not receive an e-mail from us with instructions to complete your download, you must
contact us within 5 days from the date of your order. If you do not contact us within 5 days from the date of your
order, the item(s) you purchased will be considered received, downloaded and delivered to you.

14

DATA PROTECTION AND PRIVACY

14.1

We will not use the personal data which you provide to us otherwise than in accordance with our privacy policy.

15

CONTACT

15.1

If you have any concerns about material which appears on our site, please contact material@strategictalk.com

16

MISCELLANEOUS

16.1

These Terms of Use shall be governed by and construed in all respects in accordance with the laws of the Emirate of Dubai and such Federal Laws of the UAE as shall have effect in the Emirate of Dubai

16.2

Any dispute or claim arising out of or in connection with this website shall be governed and construed in accordance with the laws of UAE.  
 
United Arab of Emirates is our country of domicile.  
 
Minors under the age of 18 shall are prohibited to register as a User of this website and are not allowed to transact or use the website.  
 
If you make a payment for our products or services on our website, the details you are asked to submit will be provided directly to our payment provider via a secured connection. The cardholder must retain a copy of transaction records and Merchant policies and rules.  
 
We accept payments online using Visa and MasterCard credit/debit card in AED Refunds will be done only through the Original Mode of Payment.  
 
strategictalk.com will NOT deal or provide any services or products to any of OFAC (Office of Foreign Assets Control) sanctions countries in accordance with the law of UAE.